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1.
Which of the following correctly describes what sub-prime lending is?
I. Lending to the people with less than ideal credit status.
II. Lending to the people who are high value customers of the banks.
III. Lending to those who are not a regular customer of a bank.
Select the correct answer using the codes given below:
I. Lending to the people with less than ideal credit status.
II. Lending to the people who are high value customers of the banks.
III. Lending to those who are not a regular customer of a bank.
Select the correct answer using the codes given below:
2.
Sub-prime refers to
3.
'Sub-prime lending' is a term applied to the loans made to
4.
In banking parlance, 'Sub-prime' refers to
5.
Which of the following aspects are outlined by the loan policy of a bank?
6.
An unsecured loan extended by one corporate to another is called
7.
Since, acceptance of deposits and granting of loans are the two general functions of a bank, the relationship arising out of these two main activities is known as
8.
Which of the following lendings qualifies as a priority sector loan?
9.
Which one of the following does not qualify as priority sector lending by commercial banks?
10.
As reported in various newspapers, many banks have revised their interest rates on home loans, car loans and other such loans. Which of the following phenomenon prompted these banks to make such an upward revision in their interest rates?
I. RBI has revised the CRR and other such rates upward which has created a liquidity crunch in the market.
II. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result banks have lost a huge amount of money in trading. Banks now want to recover that money by increasing their interest rates.
III. Banks are in need of a huge amount of money as they have to give revised pay to all its employees.
Select the correct answer using the codes given below
I. RBI has revised the CRR and other such rates upward which has created a liquidity crunch in the market.
II. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result banks have lost a huge amount of money in trading. Banks now want to recover that money by increasing their interest rates.
III. Banks are in need of a huge amount of money as they have to give revised pay to all its employees.
Select the correct answer using the codes given below