×
Detail Form
We will send your result on your email id and phone no. please fill detail
1.
Which of the following correctly describes what sub-prime lending is?
I. Lending to the people with less than ideal credit status.
II. Lending to the people who are high value customers of the banks.
III. Lending to those who are not a regular customer of a bank.
Select the correct answer using the codes given below:
I. Lending to the people with less than ideal credit status.
II. Lending to the people who are high value customers of the banks.
III. Lending to those who are not a regular customer of a bank.
Select the correct answer using the codes given below:
2.
Sub-prime refers to
3.
Commercial banks create credit in the form of
4.
A cheque presented for payment after three months from the date of the issue is called
5.
Which of the following aspects are outlined by the loan policy of a bank?
6.
An unsecured loan extended by one corporate to another is called
7.
Since acceptance of deposits and granting of loans are the two general functions of a bank, the relationship arising out of these two main activities is known as
8.
Which of the following lendings qualifies as a priority sector loan?
9.
Which one of the following does not qualify as priority sector lending by commercial banks?
10.
As reported in various newspapers, many banks have revised their interest rates on home loans, car loans and other such Credit Functions of Banks loans. Which of the following phenomenon prompted these banks to make such an upward revision in their interest rates?
I. RBI has revised the CRR and other such rates upward, which has created a liquidity crunch in the market.
II. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result, banks have lost a huge amount of money in-trading. Banks now want to recover that money by increasing their interest rates.
III. Banks are in need of a huge amount of money, as they have to give revised pay to all its employees.
Select the correct answer using the codes given below
I. RBI has revised the CRR and other such rates upward, which has created a liquidity crunch in the market.
II. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result, banks have lost a huge amount of money in-trading. Banks now want to recover that money by increasing their interest rates.
III. Banks are in need of a huge amount of money, as they have to give revised pay to all its employees.
Select the correct answer using the codes given below