Zonal Business Head CSB Bank

BLG - Zonal Business Head - Rising Enterprise Group (REG)| Thane

1. Manage business and distribution for REG business within Business Lending Group for complex geograhpical locations  (bigger geographical areas with multiple districts and business pockets) with different business dynamics 
2. REG business will cater to MSME clients with turnover upto INR 30 Crs 
3. Ensuring overall portfolio and revenue targets are met.
4. Managing key/strategic relation like channels like Branch & other channels for creating lead funnel.
5. Building profitable franchise for SME. 
6. Manage and arrest slippage and maintain portfolio quality

1. Build and manage topline and bottom line of micro and small businesses with turnover upto INR 30 Crs. 
2. Manage and build granular business upto exposure upto INR 5 Crs within above turnover. Drive business profitability
3. Responsibility to garner non-interest revenue including processing fee and trade & forex income.  
4. Drive business plan and strategy for growth in REG segment across Regions. 
5. Manage compliance related aspects like covenant monitoring, audit compliances etc
6. Manage health of portfolio with close control of SMA and NPA.  
7. Engage with credit , operations, risk , IT & Compliance to enchance policies and processes
8. Manage team performance & channel sales
9. Mentor and guide teams to enhance productivity
10. Manage cross sell of products  
11. Increase penetration of self-funding book (CASA, TD)
12. Expansion of business into new geographies
13. Reviewing TAT and FTR controls
    

Qualification required: Graduate/  Post Graduate

Min Exp: 15 years

Max Exp: 18 - 20 years

Experience Level