UNDER WRITERS & SR. UNDERWRITERS PERSONAL NETWORK.

About PERSONAL NETWORK.

Job Description

UNDER WRITERS && SR. UNDERWRITERS - 6 to 12 Lakhs
Key skills : Underwriting, US mortgage
US Residential Mortgage Pref.
Qual. :- Graduates / UG / MBA / Post Grad.
Experience :- 2 to 8 Years
Job Location :-  Pune
Notice Period :- 30 days
SHIFT :- 5 pm  to 3 am
Remuneration :- Upto 11.5 Lakhs

Position Overview
Well versed with FNMA. FHLMC, knowledge of GNMA and investor
guidelines is an additional benefit
Should have good analytical and problem-solving skills
Should have decision-making skill when applying in business judgment
Evaluate complete loan documents and should provide approval or denial
decision
Complete review of credit report to verify trade lines, derogatory accounts,
public records and credit reconciliation
Thorough income calculation Salaried income, business income, retired
other income and rental income
Complete review of Collateral and property valuation
Assets verification include borrowers bank account statement, retirement
accounts, mutual funds and other investments.
Credit analysis based on borrowers Income, Asset, Liability and Collateral
(4C of Underwriting) to determine the credit worthiness of a customer
Validating and processing the Loan documents on behalf a Mortgage lender
organization.
Evaluating evidence of borrowers willingness and ability to repay the
obligation

About you:
Minimum 2 years of Underwriting experience in US Mortgage.
Sound knowledge of US Residential mortgage
Exposure of Underwriting processes & guidelines.
Analysis and Calculation of qualifying  income from Salaried various tax
documents such as 1040s, Schedule E, 1065, 1120, 1120S,  etc.

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Contact  TINNA @ 7619281864 / 9845162196
Email Resume @ prabhu@personalnetworkindia.com

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