SR. UNDERWRITERS & UNDER WRITERS PERSONAL NETWORK.
PERSONAL NETWORK.
Office Location
Full Time
Experience: 6 - 6 years required
Pay: INR 600000 - INR 1000000 /year
Type: Full Time
Location: Pune
Skills: Risk management, Analytical skills, Financial Analysis, Assessment
About PERSONAL NETWORK.
Job Description
SR. UNDERWRITERS & UNDER WRITERS
6 Lakhs to 12 Lakhs
- Key skills : Underwriting, US mortgage
- Qual : Graduates / UG / MBA / Post Grad / BE
- Experience : 2 to 7 Y
- Job Location : Pune
- Notice Period : 15 Days or 1 Month
- SHIFT : 5.30 to 4 am
- Remuneration : Upto 11 Lakhs to 12 Lakhs
Position Overview
Well versed with FNMA. FHLMC, knowledge of GNMA and investor
guidelines is an additional benefit
Should have good analytical and problem-solving skills
Should have decision-making skill when applying in business judgment
Evaluate complete loan documents and should provide approval or denial
decision
Complete review of credit report to verify trade lines, derogatory accounts,
public records and credit reconciliation
Thorough income calculation Salaried income, business income, retired
other income and rental income
Complete review of Collateral and property valuation
Assets verification include borrowers bank account statement, retirement
accounts, mutual funds and other investments.
Credit analysis based on borrowers Income, Asset, Liability and Collateral
(4C of Underwriting) to determine the credit worthiness of a customer
Validating and processing the Loan documents on behalf a Mortgage lender
organization.
Evaluating evidence of borrowers willingness and ability to repay the
obligation
About you:
Minimum 2 years of Underwriting experience in US Mortgage.
Sound knowledge of US Residential mortgage
Exposure of Underwriting processes and guidelines.
Analysis and Calculation of qualifying income from Salaried various tax
documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
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Contact RAJ @ 7619281864 / 7619185930
Email Resume @ prabhu@personalnetworkindia.com
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