Senior Credit Manager Kotak Mahindra Bank
Kotak Mahindra Bank
Office Location
Full Time
Experience: 5 - 31 years required
Pay:
Salary Information not included
Type: Full Time
Location: Lucknow, Uttar Pradesh, India null, undefined
Skills: Leadership, Communication, Negotiation, Sales
About Kotak Mahindra Bank
Job Description
Senior Credit Manager-Housing Finance-Credit
Role
Credit Appraisal
· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
· Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
· Analyze the NPA trend like area, industry, sector etc.
· Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
· Ensure qualitative portfolio
· Ensure that there is no infant 12 months NPA