Sales Manager-Cross Sell (Personal Loan) IDFC FIRST Bank

About IDFC FIRST Bank

Job Description

The Sales Manager- Cross Sell (Personal Loan) in the Personal Loan function is responsible for sourcing loans from the market using DSAs/DSTs and existing channel partners. The primary objective is to establish a quality portfolio, manage a team, maintain strong relationships, foster cooperation, and communicate effectively across various mediums. It is essential to ensure adherence to the policies and guidelines set by the organization. The role requires executing tasks in a manner that is both supportive of sales and risk-averse, contributing to the larger objectives of the bank. Key Responsibilities: - Sourcing and managing channels from the market and acquiring business from them - Ensuring a quality portfolio by minimizing delinquency and rejection - Possessing extensive knowledge and understanding of retail assets, products, operations, and current market trends - Identifying changing market trends, developing channels for acquiring business, and providing high-quality customer service - Recommending improvements to processes and policies across the Retail Banking business to enhance operational efficiencies and customer service quality Education: - Graduate in any field - Post Graduate degree in MBA or PGDM Experience: - Minimum of 2 to 8 years in sales within the BFSI industry The ideal candidate for this role should have a strong sales background, an understanding of the BFSI sector, and the ability to effectively manage channels and relationships to drive business growth while maintaining a quality portfolio.,