Risk & Credit Manager Chinmay Finlease Limited
Chinmay Finlease Limited
Office Location
Full Time
Experience: 5 - 5 years required
Pay:
Salary Information not included
Type: Full Time
Location: Ahmedabad
Skills: Credit Risk Management, Underwriting, Risk Analytics, Credit Policy, data science, Process Improvement, Compliance, Stakeholder management, SQL, Python, R, machine learning algorithms, Portfolio Monitoring, Datadriven decision making
About Chinmay Finlease Limited
Job Description
As a Risk & Credit Manager, you will be responsible for leading our credit risk strategy, adjudication processes, and decision models. Your expertise in credit policy and underwriting, combined with hands-on experience in advanced risk analytics and machine learning algorithms, will be crucial in strengthening our risk management framework. You will drive data-driven decision-making and implement scalable credit strategies that balance growth with robust portfolio quality. Your key responsibilities will include overseeing and improving credit adjudication policies, designing and monitoring machine learning-based credit risk models, building portfolio monitoring dashboards, and using actionable insights from credit performance data to refine policy and product features. Collaboration with cross-functional teams and ensuring compliance with internal risk policies and external regulatory guidelines will also be a part of your role. To be successful in this role, you should have 5-10 years of experience in Credit Risk, Underwriting, or Credit Policy roles within NBFCs, Banks, or Fintechs. Hands-on experience in designing and implementing credit adjudication frameworks, a good understanding of machine learning algorithms, exposure to global best practices in credit risk, and strong analytical skills are required. Additionally, you should have a proven track record of process improvement initiatives and excellent stakeholder management and communication skills. Joining our team will provide you with the opportunity to work on cutting-edge credit products, build next-generation risk management frameworks, and experiment with new data sources, tools, and algorithms in a collaborative and merit-driven work culture. If you are a graduate/postgraduate in Finance, Statistics, Economics, or a relevant quantitative field and looking for a Full-time, Permanent role with benefits such as flexible schedule, health insurance, leave encashment, paid sick time, paid time off, and provident fund, we look forward to having you on board.,