Remedial Management Senior Analyst - C12 (AVP)- MUMBAI Citi

About Citi

Job Description

The Remedial Management Senior Analyst role is a position for a seasoned professional who plays a key role in developing new techniques and improving processes in the area or function. You will be expected to integrate subject matter expertise and industry knowledge within a defined area, requiring a deep understanding of how different areas collectively integrate within the sub-function and contribute to the overall business objectives. Your responsibilities will involve evaluating moderately complex issues with substantial potential impact, where weighing various alternatives and balancing conflicting situations is crucial. Strong analytical skills are necessary to filter, prioritize, and validate complex information from multiple sources. Effective communication and diplomacy skills are essential as you will regularly assume informal/formal leadership roles within teams. Your influence on decisions through advice, counsel, and facilitation services will have a significant impact on project size and geography, directly affecting the work and performance of all teams in the area. Responsibilities: - Prepare valuation and restructuring analysis for stressed and distressed assets, determining write-off, reserve, and risk of loss amounts affecting the firm's P&L. - Assess liquidity, debt capacity, and financial performance to identify weaknesses and potential turnaround opportunities. - Model companies" financial positions to determine appropriate debt structures and values. - Track performance of classified credits and report to senior management. - Collaborate with internal and external stakeholders to develop industry expertise. - Manage assigned portfolios, implement workout strategies, and co-manage accounts with internal partners. - Evaluate documentation and implement appropriate strategies in compliance with policies and standards. - Develop action plans for assigned portfolios and negotiate with customers and stakeholders. - Utilize credit analysis to evaluate restructuring terms and advise on credit impact. - Assess risks and ensure compliance with laws, regulations, and policies. Qualifications: - 5-8 years of relevant experience. - Excellent knowledge of credit assessment techniques and bank policies. - Proficiency in financial analysis, corporate and debt structuring, and risk assessment. - Strong communication skills and ability to work autonomously or as part of a team. - Project management skills with a focus on Information System implementation. - Thorough knowledge of finance and P&L implications of transactions. Education: - Bachelors/University degree or equivalent experience. This job description outlines the primary responsibilities, qualifications, and educational requirements for the Remedial Management Senior Analyst role. Other duties may be assigned as needed. If you are a person with a disability seeking accommodations to apply for a career opportunity at Citi, please review Accessibility at Citi. For more details, you can refer to Citis EEO Policy Statement and Know Your Rights poster.,