Relationship Manager-Business Banking IDFC FIRST Bank

About IDFC FIRST Bank

Job Description

Job Requirements Job Description: Position: Relationship Manager-Business Banking Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Business Lending > Sales > Business Lending Location: Mumbai, Maharashtra, India IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Business Banking team. As a Relationship Manager, you will be responsible for managing and growing a portfolio of business clients, providing them with exceptional service and customized financial solutions. Key Responsibilities: - Develop and maintain strong relationships with business clients, understanding their financial needs and providing them with appropriate solutions - Identify and acquire new business clients through various channels such as referrals, networking, and cold calling - Conduct thorough financial analysis of potential clients to assess creditworthiness and risk - Prepare and present credit proposals to the credit committee for approval - Monitor and manage the performance of the assigned portfolio, ensuring timely and effective resolution of any issues or concerns - Collaborate with internal teams such as product, operations, and credit to ensure seamless delivery of services to clients - Stay updated on market trends and competition to identify new business opportunities and improve existing products and services - Achieve individual and team targets for business growth and profitability Qualifications: - Bachelor's degree in Business, Finance, or related field - Minimum of 3 years of experience in business banking or commercial lending - Strong understanding of financial products and services, particularly in the SME segment - Proven track record of acquiring and managing business clients - Excellent communication, negotiation, and relationship management skills - Ability to analyze financial statements and assess credit risk - Proficient in MS Office and CRM software - Knowledge of local market and competition is preferred - Must be willing to travel for client meetings and business development activities We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a driven and results-oriented individual with a passion for business banking, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank.,