Quality Executive Tata Capital
Tata Capital
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: All India
Skills: Underwriting, Collateral, Coordination, Credit Evaluation, Risk management, Verification, Compliance, disbursements, KYC check, income assessment
About Tata Capital
Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC").
Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
Job Description
You will be responsible for personally discussing cases in accordance with the established policies and procedures, while maintaining strict adherence to quality standards. It is essential to adhere to agreed Service Level Agreements (SLAs) and timelines for the timely completion of assigned activities. Your skill set should include proficiency in underwriting, disbursements, collateral evaluation, and coordination with various cross-functional sales and operations teams. One of your key responsibilities will be safeguarding company assets by conducting thorough evaluations of all credit requests, establishing appropriate credit limits, and ensuring that all approved loans are well-documented and adequately secured by the required collateral. Effective communication of credit decisions to stakeholders is crucial for this role. Moreover, you will be tasked with enhancing underwriting efficiencies without compromising on risk management standards. This includes activities such as Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Your role will play a significant part in the overall credit evaluation and risk management process, contributing to the company's success and sustainability.,