QA - LOS / Credit Products NTT DATA North America

About NTT DATA North America

Job Description

Req ID: 328911 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a QA - LOS / Credit Products to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). * 3+ years of progressive experience in Quality Assurance, with a significant portion specifically within the Indian or International financial services sector, focusing on credit products. * Proven track record in testing and quality assurance of credit lifecycle processes, including: * Loan Origination Systems (LOS) * Underwriting Decision Engines / Credit Scoring Models * Credit Bureau Integrations (e.g., CIBIL, Experian, Equifax India) * Demonstrated experience in validating the accuracy and integrity of financial calculations, interest accruals, EMI calculations, and credit risk parameters. * Familiarity with various credit product types common in the Indian market (e.g., Home Loans, Personal Loans, Auto Loans, Business Loans, Credit Cards, Microfinance). Technical Skills: * Strong proficiency in QA methodologies, tools, and processes within an Agile (Scrum/Kanban) or Waterfall environment. * Expertise in developing comprehensive test plans, test cases, and test scripts. * Proficient in SQL for database querying, data validation, and backend testing. * Experience with test management tools such as Jira, Azure DevOps, TestRail, or similar. * Hands-on experience with API testing tools like Postman, SoapUI, or similar for integrating credit systems. * Familiarity with data analytics tools and reporting dashboards is a plus. * In-depth understanding of the credit lifecycle and associated business processes unique to the Indian lending landscape. * Solid grasp of credit policies, underwriting guidelines, and risk assessment principles. About NTT DATA NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com ,