Product Manager-Gold Loan IDFC FIRST Bank
IDFC FIRST Bank
Office Location
Full Time
Experience: 5 - 5 years required
Pay:
Salary Information not included
Type: Full Time
Location: Maharashtra
Skills: Product Management, Process management, SWOT Analysis, Competitor Analysis, Performance Management, process streamlining, Market Research, Training, MIS, market dynamics, PL Management, Portfolio Review, Pricing structure, Marketing Plans, Channel Performance, Customer Journey, Digitalization, Product Sales Support, Stakeholder Coordination
About IDFC FIRST Bank
Job Description
The Product Manager- Gold loans in the Rural Assets department is responsible for reviewing various aspects related to Gold loans including Product Management, Process Management, Market dynamics, and P&L Management. Key Responsibilities include: - Developing market insights and identifying sector trends - Evaluating competitors and their offerings - Conducting product SWOT analysis and identifying opportunities - Reviewing portfolio performance and conducting post-launch audits - Analyzing product and portfolio performance - Refining pricing structures and adjusting marketing plans - Streamlining processes and digitalizing loan systems - Setting product pricing based on market research and costing - Providing sales support through training modules and coordination with support teams - Collaborating with stakeholders for product management - Maintaining MIS and product decks for periodic reviews - Ensuring maximum daily disbursal volumes through sales interactions The ideal candidate should have a Graduate degree in Science/Commerce with a preference for a Postgraduate degree in MBA (Marketing/Finance) from a reputed institute. Additionally, the candidate should have 5-10 years of experience in the banking, NBFC, or HFC industry.,