Manager US Mortgage Underwriter (Live) Ascendum Process Solutions
Ascendum Process Solutions
Office Location
Full Time
Experience: 8 - 8 years required
Pay:
Salary Information not included
Type: Full Time
Location: Ahmedabad
Skills: Analytical skills, Communication skills, Team Management, VA, compliance management, credit analysis, US mortgage underwriting processes, decisionmaking skills, Interpersonal Abilities, Attention to Detail, Proficiency in relevant software, Tools, knowledge of Conventional, FHA, bond, andor USDA loans, appraisal report analysis, collateral evaluation, title opinions review, Documentation Skills
About Ascendum Process Solutions
Job Description
Company Description Ascendum is a global IT solutions company that accelerates innovative technology-inspired solutions to business challenges. The firm pairs data engineering and design thinking to deliver end-to-end digital solutions. Ascendum's global team creates cutting-edge technologies to improve clients" transformation strategies. The company is committed to diversity and inclusion in the workplace and is an equal opportunity employer. Role Description This is a full-time on-site role as a Manager US Mortgage Underwriter (Live) at Ascendum Process Solutions in Ahmedabad. The role involves overseeing and managing the underwriting process for US mortgages on a day-to-day basis. Qualifications Knowledge and experience in US mortgage underwriting processes Strong analytical and decision-making skills Excellent communication and interpersonal abilities Ability to lead and manage a team effectively Attention to detail and adherence to quality standards Proficiency in relevant software and tools Relevant certification or training in mortgage underwriting Experience: Min 8 Years (Live Underwriting) Work Mode: Remote Location: Bangalore Roles and Responsibilities: Underwrite and decide on loans to comply with state and federal regulations. Maintain a working knowledge of Conventional loans. Should know Fannie & Freddie guidelines. Must have an experience of Conventional, FHA, VA, bond, and/or USDA loans is an added advantage. Ensuring compliance with company policies and guidelines. Complete credit analysis to identify debts and any prior credit history issues or concerns. Analyze appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan-to-value ratios for decisions. Analyse and review title opinions for decisioning on all loan applications based on specific overlays and matrices. Documenting and effectively communicating reasons for the approval/suspense and denial of loans. Decision and review of the completion of the required conditions to approve loan and communicate requirements to appropriate parties Thanks & Regards, Team HR,