Internal Auditor-LAP Kiara Microcredit Private Limited
Kiara Microcredit Private Limited
Office Location
Full Time
Experience: 2 - 2 years required
Pay:
Salary Information not included
Type: Full Time
Location: Coimbatore
Skills: Audit, Credit Appraisal, legal documentation, Internal Controls, Fraud Investigation, LAP loan, KYC Norms, property valuation, RBINBFC regulatory requirements, Audit Reporting, CrossFunctional Collaboration
About Kiara Microcredit Private Limited
Job Description
Conduct periodic audits of LAP loan files, documentation, customer verifications, and disbursement processes across branches and back offices. Verify adherence to credit appraisal processes, KYC norms, legal documentation, and property valuation protocols. Check compliance with RBI/NBFC regulatory requirements related to LAP products. Identify any financial, operational, or compliance risk in the LAP portfolio and suggest corrective actions. Evaluate the effectiveness of internal controls related to LAP processes and suggest enhancements. Investigate any suspected fraud, irregularities, or deviations in LAP loan operations. Draft clear, concise audit reports with actionable findings and recommendations. Follow up on the implementation of audit recommendations and report status to senior management. Collaborate with cross-functional teams (Credit, Legal, Operations, Collections) to resolve audit issues. Support external audits or inspections by providing required data and clarifications. Job Type: Full-time Benefits: Cell phone reimbursement Food provided Health insurance Schedule: Fixed shift Ability to commute/relocate: Coimbatore, Tamil Nadu: Reliably commute or planning to relocate before starting work (Preferred) Application Question(s): How many years of LAP Audit experience do you have Experience: Internal audits: 2 years (Preferred) Location: Coimbatore, Tamil Nadu (Preferred) Willingness to travel: 25% (Preferred) Work Location: In person,