Individual Loan Officer Tata Capital

About Tata Capital

Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC").

Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.

Job Description

The main objective of the job is to drive sales for Rural Individual Loans and meet business targets effectively. Your key responsibilities will include onboarding high-quality customers to uphold the portfolio's integrity, sourcing and disbursing loans to potential rural individual loan customers following internal processes and policies, conducting business and house verifications along with financial analysis to determine loan amounts, fostering business growth in designated territories for enhanced market penetration, and ensuring disbursement targets and productivity goals are met. Additionally, you will be accountable for maintaining optimal collection efficiency, minimizing delinquency, nurturing strong client relationships both internally and externally to establish a robust brand presence among existing and potential customers. Your focus should be on achieving the highest levels of First Time Right (FTR) while actively participating in learning and development initiatives to enhance your skills. It is imperative to adhere strictly to the company's product, process, and policy guidelines. The ideal candidate for this role should hold a graduate degree in any discipline.,