Head Of Credit- Corporate Finance Saaki Argus & Averil Consulting

About Saaki Argus & Averil Consulting

Job Description

The role of Head of Credit for Corporate Finance at our client, a leading NBFC organization, involves leading the credit strategy and ensuring robust credit risk management for business units including SME, Supply Chain, and Leasing. Your responsibilities will include developing and implementing credit strategies tailored to specific business segments, collaborating with the executive team to align credit objectives with the company's strategy, and ensuring compliance with regulatory requirements. You will be responsible for designing and maintaining a comprehensive credit risk framework, overseeing the assessment and approval of credit proposals, and monitoring portfolio performance to identify potential risks and take corrective actions. Operational excellence will be a key focus, including establishing streamlined credit evaluation processes, implementing robust credit scoring models, and collaborating with the collections team for effective recovery strategies. As a leader, you will build and lead a high-performing credit team, foster a culture of accountability and innovation, and provide continuous training on emerging trends in credit risk management and financial technologies. Stakeholder engagement is also essential, involving close collaboration with sales, product, and finance teams to develop risk-adjusted products, as well as liaising with regulators, auditors, and other stakeholders on credit-related matters. The ideal candidate will possess professional qualifications such as CA/CMA/MBA&PGDM from a premium college or equivalent, along with a minimum of 15+ years of experience in credit risk management, preferably in SME/WC/MTL, Supply Chain Finance, and leasing domains.,