Credit Processing Associate Kotak Mahindra Bank
Kotak Mahindra Bank
Office Location
Full Time
Experience: 1 - 2 years required
Pay:
Salary Information not included
Type: Full Time
Location: Bangalore, Karnataka, India null, undefined
Skills: General Skills, Communication, Teamwork
About Kotak Mahindra Bank
Job Description
Credit Processing Associate-Agri Business Group (ABG)-Credit
JD - Credit Processing Associate
Experience :
- 1 to 2 years of experience in loan processing or credit operations preferred
- Freshers with good communication and basic banking knowledge can also apply.
Job responsibilities:
- Process loan application as per policy.
- Maintain file data in Centralized MIS and sales source
- Check and verify KYC, income and properly documents
- Coordinate with BC (BSS Microfinance) credit team and sale team
- Prepare application summary for credit approval.
- Highlight any risk or mismatch to credit manager
- Track pending documents and ensure timely follow-up
- Ensure rejection message are sent to customer and records are maintained
- Monitor TAT (turnround time) and escalate delays if needed
- Maintain proper digital and physical file records
Skills Required:
- Knowledge of loan documentation and credit process
- Familiarity with Sales source and Centralized MIS
- Good Excel and communication skills
- Team coordination and follow-up ability