Credit Manager - Siddipet Hiranandani Financial Services

  • company name Hiranandani Financial Services
  • working location Office Location
  • job type Full Time

Experience: 4 - 4 years required

Pay:

Salary Information not included

Type: Full Time

Location: Telangana

Skills: credit analysis, Underwriting, Portfolio Management, Client Relationship Management, Loan Structuring, Sales proposal, Loan negotiations

About Hiranandani Financial Services

Job Description

Credit Manager - Siddipet Siddipet, Telangana, India Department Credit Job posted on Jan 02, 2024 Employee Type Employee Experience range (Years) 4 years - 10 years Provide objectivity to the Credit approval process Underwrites new transactions and document renewals, modifications and covenant violations Review commitment letters; reviews and approve annual reviews and tenant underwriting for report to loan committee Ensure adherence to Credit policy, guidelines and regulatory requirements Assists loan document negotiations Support the growth and development of the assigned commercial lending loan portfolio by effectively managing client portfolios. Provide ongoing coaching and support for credit analysts Effectively monitor portfolio for revenue opportunities and/or loan exposures Responsible for credit analysis, proper loan structuring and overall sales efforts in area Assist in the sales proposal process, including accompanying the lenders on customer and prospect calls and various other sales/customer oriented projects Establish and maintain relationships with current and prospective clients. Leverage customer knowledge to proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients Manage loans through the lending process and present loan requests and renewals to Senior Management and Loan Committee Complete all requirements of loan bookings, to include preparation, review, documentation and filing Work with clients to modify and/or restructure existing loans as needed Underwrite new loans, renewals, extensions and modifications,