Credit Manager Anand Rathi
Anand Rathi
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: Maharashtra
Skills: Financial Analysis, Business Analysis, Industry Analysis, risk assessment, Due Diligence, Portfolio Management, risk mitigation, Fraud detection, Communication, Interpersonal Skills, Customer Focus, Management Analysis, Credit Buying Process Management, Domain knowledge
About Anand Rathi
Job Description
JD For Credit Manager PRIMARY JOB RESPONSIBILITIES (MINIMUM 6) Responsible for credit appraisal through customer application screening, evaluation, underwriting of LAP proposals and presenting these proposals to senior management. Assessing the risk involved into credit proposal through financial analysis, business analysis, management analysis & Industry analysis of the clients business. Due diligence of clients through meeting with promoters, factory/business premises visit & in depth understanding of business model. Compliance with the Risk policy & authority matrix at branches in the area assigned. Assist in Predictive Portfolio Performance Design and Implementation including development of analytic frame work, performance trigger and predictive forecasting triggers in portfolio management. Manage credit buying process which monitors turnarounds time, approvals, review of samples & Quality checks on process. Implementation of effective mechanisms to mitigate various risks and frame guidelines for fraud detection & control as per regulatory requirements and leading industry practices. Responsible for liaising with legal, technical & operation team for disbursement of loans. ESSENTIAL SKILLS / COMPETENCIES Communication Good Interpersonal Skill Customer Focus Basic Domain knowledge EDUCATION CA TOTAL EXPERIENCE REQUIRED 3- 8 Years relevant experience ANY CERTIFICATION OR IT PROFICIENCY REQUIRED Excellent Excel skills,