Business Head - ( Cross-Sell ) PayU

About PayU

Job Description

About The Team focus on growing personal loan business via developing partnerships with consumer franchisees with key focus areas on; 2. Develop a strategic plan for growing personal business in a profitable and sustainable manner. This spans generating ideas for step change in business, creating projections for loan originations, deciding on the segments, offer, price points and channels of targeting. 3. Directly own the business and sales functions including tele-calling and deliver on loan origination volumes. 4. Collaborate with analytics and credit risk teams to deliver profitable business, by ensuring optimum loan pricing and credit loss rates within acceptable benchmarks. Undertake regular reviews of the portfolio yields and risk metrics. 5. Work with Ops, Product and Engineering functions to ensure timely delivery of the agreed growth initiatives. Joining our business team offers you the chance to be a part of a foundational team to scale personal loan business driven by consumer franchise partnerships. Consumer franchises are increasingly looking to develop financial propositions for their consumers with various objectives including monetization. The Opportunity: Develop strategy to grow cross sell business in a profitable and sustainable manner. Own the P&L from the business and drive continuous improvements to P&L. Requirements to be successful in this role: A degree in management, engineering or other similar quantitative field from a premier institute 10+ years of work experience in unsecured credit business product roles or similar roles at a NBFC / Fintech / Bank. Demonstrated delivery of driving structural business change. Detail oriented with strong organisational skills. Ability to function in a high volume setting with tight deadlines. Strong problem-solving skills. Excellent stakeholder management skills High-energy individual with a go-getter instinct and positive attitude.,