Business Finance Manager Gurugram IndiaGold

About IndiaGold

Our mission is to empower our fellow citizens build a more predictable and secure future by effectively monetising their assets. indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks. Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are - lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.

Job Description

Job Information Date Opened 11/26/2024 Job Type Full time Industry Financial Services Work Experience 4-5 years City Gurugram State/Province Haryana Country India Zip/Postal Code 122002 About Us indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks. Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more. We are rapidly growing team passionate about solving massive challenges around financial well-being. We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other. Job Description Develop and maintain financial models to support business planning and decision-making processes. Conduct variance analysis and provide insights on financial performance against budgets and forecasts. Prepare comprehensive financial reports and presentations for the management team and investors. Lead the annual budgeting process, working closely with department heads to finalize and align financial plans with business goals. Monitor budget adherence and identify opportunities for cost optimization. Oversee the preparation of monthly, quarterly, and annual financial statements. Coordinate with external and internal auditors for annual audits and address audit findings. Support the evaluation of new business opportunities, investments, and partnerships from a financial perspective. Collaborate with senior leadership to develop and implement financial strategies aligned with company objectives. Analyze financial risks and recommend mitigation strategies to safeguard the companys assets and profitability. Ensure adherence to all relevant financial regulations and laws in the fintech/lending industry. Keep abreast of changes in financial regulations and implement necessary changes in the company's policies and procedures. Serve as a financial liaison to internal and external stakeholders, providing clear and concise financial data and insights. Assist in preparing materials for investor meetings and strategic discussions. Mentor and develop a small finance team, fostering a culture of continuous improvement and high performance. Promote collaboration and knowledge sharing across departments to enhance overall business performance. Requirements Qualifications: Essential: Chartered Accountant (CA) is a must. Minimum of 3-4 years of experience in financial management, preferably within the fintech or lending industry. Strong analytical, financial modeling, and forecasting skills. Excellent communication and interpersonal skills, with the ability to present complex financial information clearly. Preferred: Additional qualifications such as CFA or MBA will be an advantage. Experience in startup environments or early-stage companies is a plus. Familiarity with financial software and tools (e.g., Excel, ERP systems) and understanding of financial regulations in India. Benefits Equity options Competitive salary Full Medical Insurance for employee and dependents On-time Salary Job Stability - 0 Employees Laid Off due to Covid Tremendous Growth Opportunity Discounted Cult Membership Opportunity to work in a fast-paced, innovative environment with a strong growth trajectory. A collaborative culture that encourages professional development and creative thinking. Flexibility in work arrangements and a focus on work-life balance.,