Business Analyst/SME - Commercial Lending Virtusa
Virtusa
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: All India
Skills: Business Analysis, SME, Underwriting, JIRA, Confluence, Credit risk, ACBs, Credit Initiation, Agile project delivery, Lending Regulations, Basel Norms, Digital onboarding, AI in Lending, Lending Platform Modernization, LoanIQ, Ncino
About Virtusa
Job Description
As a Business Analyst/SME for commercial lending projects, you will play a crucial role in helping banks enhance their lending processes for business and corporate customers. Your responsibilities will include gathering and documenting business requirements spanning various stages such as credit initiation, underwriting, approvals, documentation, disbursement, and servicing. You will be tasked with creating essential documents like business requirement documents (BRD), functional specifications, and user stories to facilitate agile project delivery. In this role, you will be required to manage product backlogs, contribute to sprint planning, and collaborate closely with technology teams utilizing tools such as JIRA and Confluence. A key aspect of your job will involve partnering with credit, risk, operations, and technology teams to devise simple, user-friendly, and compliant solutions that meet the needs of the organization. Furthermore, you will be expected to support internal practice building activities, which may include creating solution templates, drafting white papers, and participating in industry events. Additionally, you will assist in preparing client presentations, demos, and responses to requests for proposals (RFPs) as part of sales and business development initiatives. To excel in this role, you should maintain a solid understanding of lending regulations such as Basel norms, collateral practices, and emerging trends like digital onboarding and artificial intelligence (AI) in lending. You will have the opportunity to work on projects related to lending platform modernization, migrations, or system upgrades, with experience in major lending platforms considered a strong advantage. About Virtusa: At Virtusa, we prioritize teamwork, quality of life, and professional as well as personal development. By joining our global team of 27,000 professionals, you become part of a community that is dedicated to supporting your growth and providing you with engaging projects and opportunities to work with cutting-edge technologies throughout your career. We believe that great minds and great potential converge at Virtusa. Our company culture values collaboration and fosters a team environment where innovative ideas are nurtured, and excellence is encouraged.,