Branch Manager -Gold Loan Sensys Technologies Pvt. Ltd

About Sensys Technologies Pvt. Ltd

Job Description

As a Branch Manager in the Banking/NBFC/Gold Loan sector at our Amravati & Akola branches in Maharashtra, you will be responsible for leading branch operations, driving business growth, and ensuring compliance with company policies. Your expertise in gold loan products, sales management, and branch administration will be key to your success. Your key responsibilities will include: Business Development & Sales: - Achieving branch sales targets for Gold Loan, Gold Deposit Schemes, and other financial products. - Identifying and acquiring new customers through local marketing initiatives, referrals, and strategic tie-ups. - Ensuring cross-selling of financial products to increase revenue streams. Branch Operations & Compliance: - Overseeing daily branch operations, ensuring efficiency in loan processing and customer service. - Ensuring 100% adherence to RBI norms & company policies related to gold loan disbursement. - Conducting regular audits of gold appraisal processes and maintaining high security standards. - Handling cash flow management, vault security, and reconciliation. Customer Relationship & Service: - Building and maintaining strong relationships with customers, local traders, and gold loan clients. - Ensuring high-quality customer service by addressing grievances and resolving issues promptly. Team Leadership & Training: - Leading, mentoring, and managing Gold Loan Officers, Clerks, and Sales Executives to meet branch objectives. - Conducting training sessions on sales, customer handling, gold appraisal, and compliance. - Fostering a positive work culture, ensuring high motivation and team collaboration. Risk Management & Collections: - Implementing risk assessment procedures to avoid fraud and ensure proper gold valuation. - Minimizing Non-Performing Assets (NPAs) by ensuring proper loan underwriting. Key Requirements: - Education: Graduate/Postgraduate (Preferably in Finance, Business, or Banking) - Experience: 3-5 years in a Banking/NBFC/Gold Loan Company with branch management experience - Skills: Strong sales & business development ability, knowledge of gold loan products, gold purity testing, and underwriting, excellent leadership & team management skills, strong analytical, financial, and problem-solving abilities, understanding of RBI regulations & gold loan compliance - Language Proficiency: Marathi, Hindi, and English - Computer Skills: MS Office, Loan Management Software (LMS), and Digital Banking Tools If you are interested or have any good reference, please contact Jyoti at 8657017223. This is a Full-time position with a Day shift schedule and work location in person.,