Analyst, SME WikiLabs India Pvt Ltd

About WikiLabs India Pvt Ltd

Job Description

*Urgently hiring for small finance bank** Job Title: Analyst SME & Transaction Banking Location: Bangalore (On-site) Experience Required: 1 - 5 years Industry: Banking / Financial Services Function: Credit Analysis, SME Lending, Investment Assessment Job Summary: We are seeking a high-performing Analyst to join our SME & Transaction Banking team. The ideal candidate will play a key role in identifying, evaluating, and managing SME lending opportunities across various sectors. You will work closely with internal teams and external stakeholders to execute end-to-end transactions while supporting ongoing portfolio monitoring. Key Responsibilities: Originate and execute lending transactions for SME clients across sectors. Build and maintain relationships with companies and founders. Conduct financial analysis, risk assessment, and credit underwriting. Prepare detailed credit / investment memos with industry, business, financial, and management assessment. Present proposals to internal committees and lead end-to-end execution. Collaborate with Risk, Legal, Compliance, and Operations departments. Handle due diligence, negotiations, documentation, and closure. Monitor portfolio companies through monthly MIS, covenant testing, and asset cover checks. Maintain SOPs, compliance documents, and address internal audits or operational risk queries. Skills & Qualifications: Education: CA, CFA, or MBA (Finance preferred) Experience: 1 to 5 years in credit analysis, structured lending, investment banking, private equity, venture capital, or transaction advisory. Strong knowledge of financial statements, ratios, and financial modelling. Exposure to sectors like consumer goods, healthcare, logistics, fintech, real estate, etc. Working knowledge of legal and financial clauses in lending documents. Advanced proficiency in Microsoft Excel, Word, and PowerPoint. Excellent communication and presentation skills. Strong attention to detail and ability to multitask. Preferred Attributes: Ability to work in a high-energy, fast-paced environment. Strong sense of ownership and problem-solving ability. Willingness to wear multiple hats and go beyond the job scope when needed. Job Level: Manager Job Type: Full-time Schedule: Day shift Performance bonus Application Question(s): Do you have experience in SME, Finance Work Location: In person,